Choose the structure that fits.

Affirm shows available terms before checkout, so qualified customers can review the complete payment schedule before committing.

01EVERYDAY PURCHASES

Pay in 4

Four interest-free payments every two weeks on eligible purchases.

Designed for smaller qualifying purchases
Automatic payments keep the schedule simple
Checking eligibility will not affect your credit score

02PREMIUM RECOVERY

Monthly installments

Spread a qualifying purchase over a longer term, with options shown before checkout.

0% APR available upon qualified credit
Available term and APR shown before you confirm
Review the complete payment schedule at checkout

Payment options through Affirm are subject to eligibility and approval. Rates range from 0–36% APR. Options depend on purchase amount and applicant eligibility. A down payment may be required.

Select Affirm at Checkout and Complete the Application

At checkout for payment method select "Affirm - Pay Over Time"
You will be redirected to the Affirm website to fill out an application to qualify for payment terms.

Flexible payment options, shown before checkout.

Select Affirm at checkout to review the payment options available for your order. Terms are subject to eligibility and vary by purchase amount. 0% APR is available upon qualified credit; other APRs and repayment terms may apply.

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