How to Pay with HSA/FSA at Zarifa

Eligible Zarifa recovery devices can be purchased with an HSA or FSA card directly at checkout. For massage chairs and other high-value orders, call our team before purchase so we can confirm eligibility and the correct payment path. HSA/FSA payments cannot be split across payment methods, and eligibility or documentation requirements may vary by plan administrator.

✔ Use your HSA or FSA card directly on our website

✔ No third-party checkout platforms or intake forms

✔ FDA-registered Class I & Class II medical devices

✔ Utah-based customer support

Using your HSA or FSA card at Zarifa is straightforward.

1. Choose an eligible product.
2. Select the standard Checkout button.
3. Enter your HSA or FSA card directly in the card fields.

IMPORTANT FOR HSA/FSA PAYMENTS

Do not use Apple Pay, Google Pay, Shop Pay, PayPal, or another accelerated checkout when paying with HSA/FSA. These wallets can prevent your benefits card from being processed. Use standard Checkout and enter the card number directly. For massage chair orders, call 385-645-0255 before checkout so our team can help confirm the correct payment path. Eligibility and documentation requirements vary by plan.

Many retailers now require customers to go through third-party checkout platforms that involve medical questionnaires, telehealth consultations, or additional approval steps before a purchase can be completed.

With Zarifa USA, your purchase is completed directly through our website.

You do not need to:

• Create an account with an outside platform
  
• Complete medical intake questionnaires
  
• Wait for a telehealth approval before placing your order
  

Simply use your HSA or FSA card during checkout.

Massage chair orders need a quick call before checkout. Call 385-645-0255 so our team can help confirm plan eligibility, available balance, and the correct payment path. HSA/FSA payments cannot be split across payment methods. When paying, use standard Checkout and enter the benefits card directly; do not use Apple Pay, Google Pay, Shop Pay, PayPal, or another accelerated wallet.

Your plan administrator determines eligibility and spending limits. If the full amount is not available on one HSA/FSA card, choose another single payment method or contact your plan administrator. Affirm financing cannot be combined with HSA/FSA.

If your HSA or FSA card does not process automatically, you can still complete your purchase using another payment method and submit your receipt to your HSA or FSA administrator for potential reimbursement.

Reimbursement policies vary depending on the specific rules of your healthcare plan.

Every HSA and FSA plan is administered differently.

Some plan administrators may request additional documentation after a purchase, such as a Letter of Medical Necessity (LMN) depending on the product and the specific rules of your plan.

If documentation is requested, you may be able to obtain a letter from your healthcare provider explaining the medical purpose of the purchase.

Zarifa USA can provide an itemized receipt for your order if needed.

HSA and FSA accounts use pre-tax dollars, which means many customers effectively save 20–30% compared to paying with regular income.

Using healthcare funds for medical massage equipment allows many customers to invest in long-term wellness, recovery, and pain relief while reducing out-of-pocket cost.

Customers commonly use HSA or FSA funds to purchase:

• Massage Chairs
• Foot Massagers
• Neck & Shoulder Massagers
• Massage Cushions
• Recovery Devices

Explore our collection of medical massage devices to find the product that best fits your needs.

If you have questions about using your HSA or FSA card with Zarifa USA, our team is happy to help.

Our Utah-based support team can assist with questions about purchasing, documentation, or product selection.

Please call us at 385-645-0255 and we will walk you through the process.