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How to use your HSA/FSA/HRA card

It is as simple as checking out!

Zarifa USA has made using your HSA, FSA, or HRA card as easy as possible. Simply enter your HSA, FSA, or HRA card information at checkout, just like you would any credit card. Our merchant codes allow us to process your payment quickly, and easily, right from our main checkout.


Simply add your product and go to checkout. At checkout, fill out the contact information and shipping address

Select your shipping method

Simply select how you would like to receive your purchase

Enter card information

Now we have all your information for your purchase, simply enter your HSA or FSA card information in the field marked "Credit card"

Enjoy Your Products

That's all there is to it. Now you wait at home, and our trusty shipping department will make sure your goods arrive to you in a timely manner

Zarifa USA products are all FDA approved Class I and II devices. You can purchase our products through your HSA, FSA, or HRA. When buying through your HSA, FSA, or HRA providers, you will likely receive questions from your provider designed to ensure that you aren't abusing their policies.

Customers who purchase our products have medical needs, which is why they turn to us. These medical needs are often all your provider will ask about in the form of a medical necessity statement. This statement can be written by the customer describing their issue and how our product helps them with that problem. In most circumstances, this will be all the provider requires, along with a copy of your itemized receipt. You can also find our FDA documentation for our products under the support documentation tab of our website.

There are many HSA, FSA, and HRA Providers, including BPC, Allegiance, Cigna, and a hundred others. Our massage products are the only ones approved for purchase through your HSA, FSA, or HRA providers as they are FDA approved, DME certified, and our merchant code classifies them as medical equipment. Each HSA, FSA, or HRA provider has its own rules of use. A small portion of FSA providers require a doctor's prescription. On the other hand, many more only need a letter of necessity that the customer can write themselves. Most require no documentation once they see our merchant code classification as they approve the purchase without a note.

Although our products are the best on the market, a small portion of HSA, FSA, and HRA providers are extremely strict about the use of funds, and it depends on who your employer uses as their provider. those policies are in place by the provider directly and are no used for all HSA, FSA, and HRA providers. Just like companies have varying policies, providers too will have specific guidelines you must adhere to.

We recommend that if you have a personal or family doctor that you regularly visit, you should see them for a prescription. Again, the use of your HSA, FSA, or HRA card would be for medical expenses, so you will need a medical reason for your purchase, other than just wanting to enjoy a massage. For example, if you have circulation or stress issues, a doctor can prescribe our products for you to use. Please remember that HSA, FSA, and HRA benefits are for medical spending and should be used as such. Our products have been designed to help real people with real problems, without the need for opioids or other addictive drugs.

Back, Neck, & Eye Massagers

Back, Neck, & Eye Massagers

Massage Chairs

Massage Chairs

Massage Guns / Percussion Massager

Massage Guns / Percussion Massager

TENS / EMS Unit Accessories

TENS / EMS Unit Accessories

TENS / EMS Units

TENS / EMS Units

Zarifa Foot Massagers

Zarifa Foot Massagers


The following are FDA certificates provided for your convenience in the event that you are required to provide additional information to your Health Insurance Provider. 

Certificates are listed under their Corresponding Products Below:

Our Commitment

Our goal is to provide a graceful living experience through drug-free pain relief. Our products are made with the customer in mind. During trying times of an opioid epidemic, we aim to provide the highest quality products using modern methods of traditional practices that achieve beneficial results.

With the increasing statistic of 100 million Americans that suffer from chronic pain each year, Zarifa USA aims to assist and provide relief to all we can without the use of addictive substances such as opioids.

Our commitment is to aid this large portion of the population in pain relief through easily accessible products that deliver positive medical results. We aim to support pain sufferers through their difficult times and provide a positive drug-free massage therapy experience.

Stop cycles of chronic pain and attain drug-free relief in the comfort of your home with Zarifa USA.